Tuesday, 10 July 2007
My mom owes me a lot of money.? -
It all started about six months ago. She said that she was behind on bills and stuff and needed some extra cash to help out. I lended her 500. She was very greatful and promised to pay me back as soon as she got her next check. Payday came and went, she did not mention the money. A few days later I brought it up, and she got mad at me. She said that she had a lot to worry about right now, and that she d pay me later, so I waited. A little while after that she approached me for money again. I could tell that she needed it, so I gave her a little more in hopes of getting it all back soon. She told me that she wouldn t have any trouble paying back in full throughout October. She never mentioned it after that. Fast forward to now. She owes me a little more than 2000 dollars. I start college in a month and I really need that money to survive until I find a job. I know that she wants to pay me back, but just don t know why she hasn t. I ll say things like quot;So, am I going to have my money back before I leave?quot; and she ll say something like quot;I hope so,quot; after which she ll change the subject. What really bothers me is that she acts like I don t help her out at all. I have given her almost all of my money, and she had the nerve to tell my siblings that I m wasting all of my cash on things I don t need and that I never contribute at home. I wasn t supposed to tell anyone that I lended her money, but that really set me off. If she can t keep her promises, how can she expect me to keep mine? I don t want to get forceful about this, and I don t know what to do. She makes so much more money than I do, but still needs money from me. I just got a car, and she wants to help my pay for it. She also wants to give me back more money than I lended her as a quot;thank youquot;, but I don t care about that anymore. I just want the money that I earned before I move. How can I get it without creating tension between us?|::::|Here s the biggest siren that goes off for me: quot;She makes so much more money than I doquot; Why is she borrowing money from you under than circumstance? Anyways, up to the moment: the answer is actually the same now as it was before when she first needed your loan..... ...She needs to downsize her costs. Her house, her car, her whatever. She needs to reduce the cost of her holdings so she can ***afford*** them all by herself. You need to sit down with her and lay out all of your own costs with your upcoming college pointing out that you will not be able to work as much if at all while you re going to school. She...apparently...has no such strain on her living situation so it boils down to her living beyond her means. She needs to realize that she is weighing you down at a critical moment in your move to establish yourself *****for the rest of your life*****. She is dragging you down like deadweight when you re trying to make it off the runway into the air. She reeeeaally needs to understand it this way. She may very well have to ---finally--- cut back her on her over-reaching lifestyle so you can just merely HAVE one of your own someday! This is essential. Tell her that you need the money now, just the $2000 that was in play so you can get off the ground otherwise you ll be grounded and living in the same vicious cycle that she s in right now...having children for the sole factor of being able to leach off of them some day because things didn t turn out better years before. Well...maybe that last sentence is going too far. But keep that one close to your mind while under your hat so you have something to shoot for...to avoid falling into yourself... as motivation. |::::|she is ur mom just let it go Report Abuse |::::|My advice to you is to forget the money you ve already given her...you probably won t get it back, anyway. Just don t give her any MORE.|::::|lol dosnt all of ours??|::::|Don t lend family member money...ever. It creates a Slave and Owner relationship, it s in the Bible. It just does something to a relationship. I am sorry that your relationship is strained with your mother but just forget about the money and in your heart just consider it a gift to her. Although she is ungrateful to you by talking smack behind your back just forget about it. Don t take the offer to help pay for your car. Just say quot;mom, i really appreciate what you are trying to do but let s let all that money stuff be in the past. You don t owe me a thing. I was lucky to have been in a financial situation where i could help you out when you needed it. You have helped me out in the past with so many things that i am glad I was able to be there for you.quot; Put some closure on it and don t let money ruin your relationship anymore. Good Luck.|::::|STOP lending money, you should have ended it after the initial $500.00 was not paid back. While it is natural to want to help, especially when it is a parent who obviously needed it, the bottom line is she USED you and had no intention of paying you back. Your Mom can quot;wantquot; to do a million things for you, but actions speak louder than words, and she has made no effort to pay you. Your choices are VERY limited, you can take her to small claims court, you can plead with her to repay, OR you absorb the loss. One thing for sure, do NOT lend her any more money without a written agreement.
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