How much does it cost to have a bank account? -

i m saving money. i only have 80 right now but i need to get like 2,300$ how much to open one and how much interest do you get added each month? i need to earn it by APRIL so also if you want to tell me ways for a 14 year old to make money lets here it. THANKS A BUNCH!|::::|Many banks charge a fee unless a balance minimum is met. For example, Bank of America charges $3.00 / month if the balance is less than $300.00 for their regular savings account. The savings account pays only 0.20%/yr compounded daily and paid monthly. A balance of $80.00 would soon disappear; you would earn $0.16 interest per year (0.20% of $80) and would pay fees of $36.00/year ($3.00 per month). If you have $80 now and need $2,300 by April, you will need to add $555 in each of the next 4 months. Even if you had $2,300 in a Bank of America savings account today, it would only grow to $2,301.53 by April 30, 2009.|::::|why the need for the $ ? a bank account is often free provided you meet their minimum, which is often $500 and you usually get a pittance on interest from it for anything over that 14-year-old cannot open a Bank account...needs a parent or guadian to help you do that. It has to do - never mind -|::::|It should cost you nothing. If you are told you are too young, you may have a parent CO-Sign for you. If they charge... min balance... go somewhere else.. and tell them you are going. Some charges are negotiable... and New Accounts are imporant. It creates customer loyality. Good Luck|::::|Most banks offer free student banking. You will want a premium rate savings account although you won t be getting too much interest these days. On $80 a month your going to be looking at pennies for interest.|::::|its free